Free personal finance calculators
Quick, currency-aware tools for budgeting, debt payoff, net worth, emergency funds, loans, and savings goals. Everything runs in your browser — no sign-up, nothing stored. When you want to track these numbers over time, do it free in Tika.
50/30/20 Budget Calculator
Split your monthly take-home income into 50% needs, 30% wants, and 20% savings and debt, in any currency.
Open calculatorDebt Payoff Calculator (Snowball vs Avalanche)
Compare the snowball and avalanche methods across your debts to see months to debt-free and total interest for each.
Open calculatorNet Worth Calculator
Add assets and liabilities to calculate net worth (assets minus liabilities) in any currency.
Open calculatorEmergency Fund Calculator
Size a 3–6 month emergency fund from your essential expenses and see how close your savings already are.
Open calculatorLoan / EMI Calculator
Estimate a monthly loan payment, total interest, and the impact of paying extra each month.
Open calculatorSavings Goal Calculator
Work out the monthly saving needed to reach a target amount by a chosen date, in any currency.
Open calculatorFrequently asked questions
- Are these calculators free?
- Yes. Every calculator on this page is free and works in your browser with no sign-up. Create a free Tika account only if you want to track the numbers over time.
- Do the calculators store my numbers?
- No. The calculations run entirely in your browser. Nothing you type is sent to a server or saved unless you choose to create an account and enter it in the app.
- Do they support multiple currencies?
- Each calculator lets you pick a currency for formatting (USD, EUR, GBP, AED, PKR, and more). They never convert between currencies — matching Tika's approach of keeping multi-currency totals honest.
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