One workspace for the whole money routine
Track accounts, imports, spending, budgets, goals, debts, automation, and reports without spreading your personal finance system across separate tools.
Tika brings the whole money routine into one currency-aware workspace: import bank statements (CSV worldwide, verified PDF parsers for selected banks), auto-categorize transactions, plan budgets, track debts, goals, net worth, and recurring bills, and reconcile accounts so reports stay trustworthy. Free covers up to 3 accounts; bank login credentials are never stored.
Explore dedicated feature pages
Compare core workflows for tracking, planning, importing, and reviewing money across currencies.
Statement Imports
Bring transaction history into Tika without rebuilding everything by hand.
- ✓CSV import for global statement exports
- ✓Verified PDF parser support for selected banks
- ✓Manual entry when an institution is not supported yet
- ✓Duplicate transaction detection
- ✓Review gateway before imported rows become final records
Categorization
Turn messy transaction descriptions into useful spending categories.
- ✓Category suggestions based on merchant and description patterns
- ✓50+ built-in categories
- ✓Create custom categories with icons
- ✓Bulk categorize multiple transactions at once
- ✓Rules to repeat common categorization decisions
Reports & Analytics
Turn raw transactions into insights with beautiful charts and summaries.
- ✓Monthly income vs expenses breakdown
- ✓Category spending over time
- ✓Net worth tracking across all accounts
- ✓Grouped-by-currency totals without fake FX conversion
- ✓Export reports as PDF or CSV
Budgets & Goals
Set spending limits and savings goals, then actually stick to them.
- ✓Overall and per-category monthly budgets
- ✓Visual progress indicators
- ✓Alerts when nearing limits
- ✓Savings goals with target dates
- ✓Goal contributions and withdrawals linked to accounts
Account Sharing
Collaborate on finances with family members or your accountant.
- ✓Invite anyone by email
- ✓Viewer or editor permission levels
- ✓Activity log for shared accounts
- ✓Revoke access at any time
- ✓Multiple shared accounts per user
Notifications & Security
Stay informed and keep your data secure.
- ✓Push notifications for statement processing
- ✓Budget breach alerts
- ✓Two-factor authentication (TOTP)
- ✓Biometric login on mobile
- ✓Session management — see and revoke active sessions
Recurring Bills
Keep subscriptions, utilities, and expected payments visible before they surprise your budget.
- ✓Recurring income and expense tracking
- ✓Due-date reminders
- ✓Expected amount visibility
- ✓Upcoming cash-flow planning
- ✓Review workflow for active and paused items
Reconciliation
Compare app records against statement activity so reports stay trustworthy.
- ✓Match suggested records to imported transactions
- ✓Review match-score reasons
- ✓Reject incorrect matches
- ✓Resolve duplicates
- ✓Keep reviewed periods clean
Rules & Automation
Automate repeat categorization and template workflows without losing review control.
- ✓Custom transaction rules
- ✓Template-based quick entries
- ✓Conflict visibility
- ✓Apply-all feedback
- ✓Same-currency account safeguards
Multi-currency Visibility
Track accounts in different currencies while keeping totals honest.
- ✓Account-level currency selection
- ✓Reports grouped by currency
- ✓No fake converted totals
- ✓Clear FX conversion deferral
- ✓Useful for households with cross-border commitments
Mobile Beta
Use mobile as a companion while the public web app remains the launch priority.
- ✓iOS and Android beta access
- ✓Account and transaction review
- ✓Statement upload workflow
- ✓Push-notification foundation
- ✓Web-first launch roadmap
Data Protection
Financial data needs stronger defaults than a generic productivity app.
- ✓Encrypted statement-password storage
- ✓No bank credential storage
- ✓Private file storage policy
- ✓Export and deletion workflows
- ✓Two-factor authentication support
Frequently asked questions
- Which banks are supported?
- Tika supports global CSV imports and manual entries for any account. PDF parser support is limited to verified bank profiles, and unsupported banks can be requested from inside the app.
- Does Tika connect directly to my bank?
- No. Tika does not store bank credentials or connect directly to bank accounts. You import statement files or enter transactions yourself, which keeps bank login access outside Tika.
- Does Tika convert currencies automatically?
- Not yet. Tika tracks account currencies and groups totals by currency so reports do not show fake converted totals. FX conversion is planned for later.
- Is my financial data secure?
- Tika uses encrypted transport, protected API access, private file-storage policies, encrypted storage for saved account-level PDF passwords, admin step-up controls, and audit logs. Banking credentials and raw card details are never requested by Tika.
- What happens to password-protected statements?
- If you save an account-level PDF password, Tika stores it encrypted and uses it only for statement import workflows on that account. Uploaded statement files are private and deletion workflows remove statement files and saved PDF passwords where technically and legally applicable.
Ready to make your money easier to review?
Start with accounts and transactions, then add budgets, goals, debt tracking, and reports that keep decisions visible. No credit card required for Free.
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