All debts in one place
Track cards, personal loans, and financing obligations in one clear view.
Debt Tracker
Pay down debt with a clear plan
Track cards, loans, and obligations across currencies. Pick a repayment strategy and monitor progress until every balance reaches zero.
Repayment strategy support
Apply snowball or avalanche methods and monitor payoff momentum.
Progress you can trust
See balances and payment history so your plan remains realistic each month.
How it works
- 1
Add each debt
Enter the creditor, current balance, interest rate, and minimum payment for every card, loan, or financing obligation.
- 2
Choose a repayment strategy
Snowball (smallest balance first) and avalanche (highest rate first) are both supported — pick whichever fits your situation.
- 3
Log payments
Record each payment against the right debt. Balances and projected payoff dates update automatically.
- 4
Track payoff momentum
See remaining balance per debt and total debt trend over time. Progress is visible before any debt is fully paid off.
- 5
Revisit the plan monthly
Life changes. Adjust balances, pause a debt, or add a new one — the strategy adapts to your current situation.
Related guides
Learn the workflow before turning it into a repeatable system.
Debt Payoff CalculatorCompare snowball vs avalanche on your own debts — months to debt-free and total interest.Debt payoff methods guideCompare snowball, avalanche, and practical tracking.Net Worth TrackerWatch debts reduce your net worth over time as you pay them down.Loan / EMI CalculatorEstimate monthly payments, total interest, and the impact of extra payments.
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