Define meaningful goals
Create emergency, lifestyle, and long-term goals with clear target amounts.
Set targets, calculate required monthly contributions, and track progress toward every goal — emergency fund, deposit, or long-term milestone.
Create emergency, lifestyle, and long-term goals with clear target amounts.
Break big targets into realistic monthly contributions that fit your budget.
Track progress visually and stay motivated as each goal approaches completion.
Name your goal and set a target
Emergency fund, travel, home deposit, or anything else — name it and set the amount you need to reach.
Set a target date
Tika calculates the required monthly contribution based on your target amount and how many months remain.
Link a savings account
Connect the goal to an account so contributions and withdrawals are tracked against the right balance.
Record contributions
Log each deposit as a goal contribution. The progress bar moves toward your target with each entry.
Review and adjust monthly
Life changes — extend a target date, increase a contribution, or mark a goal complete when the balance lands.
Learn the workflow before turning it into a repeatable system.
Start with accounts and transactions, then add budgets, goals, debt tracking, and reports that keep decisions visible. No credit card required for Free.
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